Veteran Services
To prevent Veterans from becoming part of the statistic where termites are a common issue, the VA mandates a wood-destroying pest inspection in specific regions and low-rise and high-rise condo units if the VA appraiser identifies a possible pest problem. According to Orkin, termites cause damage to over 600,000 homes annually, and homeowners spend roughly $5 billion each year to combat them In an effort to minimize the impact of termites, the VA has set guidelines for termite pest inspections for homes situated in areas classified as having a high probability of infestation, specifically "Moderate to Heavy" or "Very Heavy." While some states require a pest inspection before closing on a home loan, others leave it up to the discretion of the parties involved, and certain counties in some states mandate inspections. The cost of such an inspection typically falls within the range of $100 to $200, and sellers are often willing to cover this expense following negotiation.
In other states, you'll need to get a pest inspection only if the independent VA appraiser notes an issue during the appraisal process. Pest inspections are merely discretionary in these states:
Laura H. & Christopher M.
We were initially denied by a lender and when our possibilities were limited, Mr. Krauss helped us achieve our dream of getting a model home. My husband is a Veteran and he informed us of discounts and grants that we were not aware of.
Nicholas M.
I was well informed every step of the way never left me guessing all ways their when I had a question all ways very professional and respectful I had a pleasant experience.
Bonnie M.
Consistent communication and being able to trust the process. Richard closed my purchase after it was denied by another lender due to my low credit.
Natalie D.H.
Richard's quick response to any issue or questions I may have had. And his expertise in getting it all handled quickly. I am Self Employed, he was able to close the loan before the due date.
Lorine C.J.
Richard has successfully completed several refi’s for us which is why we brought our latest refi need to him. Our communication was excellent and our current refi went smoothly.
Nadine W.
Richard was able to close my VA Purchase ahead of time with a low credit score of 520. His expertise overcame every hurdle within the process.
Bryan P.
Richard took the time to help a homeless disabled Veteran into a new home. No one would help except for him. He explained how to qualify and executed my purchase ahead of schedule with the builder!
Roberto R.
I was in an active Chapter 13 Bankruptcy, Richard was able to contact the court for approval and assist with my new purchase. He then provided me with the SAH Grant information for disabled Veterans and helped with my disabilities in the new home.
Greg S.
Richard is my old high school friend. We both served in the military, and he was able to explain how I can purchase with a lower credit score. My family has a beautiful home and we are able to start our next chapter!
David S.
Richard executed a Cash Out refi to purchase an investment property. The loan was approved withing 5 Days. Extremely quick turn around and awesome communication. He always answered my questions.
