Buy a new home


Let's get your keys!

Buying a home is a significant milestone and can involve a complex process. You don't need to worry because we are here to guide you through each step. As experts in home loans, we will support you from the moment we first communicate until you receive the keys to your new home!

Your Objectives Are Our Objectives. 

Mortgages by Richard, powered by RateSimple, goes beyond being just a mortgage company; we are driven by our mission to be the best. This mission motivates our team every single day. We prioritize your homeownership goals. You possess the capabilities to achieve these goals, and we are here to assist you every step of the way.

Whether you are a first-time homebuyer or have previous experience, we will educate and steer you to ensure a seamless and well-defined home buying experience. At Mortgages by Richard, we offer a wide range of loan programs, greater lending flexibility, and more expertise among our loan officers. It all begins with you! To embark on your future, please reach out to us so that we can:

  • Address any queries or questions you may have
  • Provide a consultation at no cost or obligation. Together, we will gain a clear understanding of your current situation and offer our expertise on how to proceed.
  • Pre-qualify and pre-approve you, allowing you to shop for homes with confidence
  • Match you with a loan product that suits your present circumstances and aligns with your future needs.

What our clients say.